*{margin:0;padding:0;box-sizing:border-box}
:root{--deep:#091820;--navy:#0C2434;--slate:#13344A;--blue:#1B5E8A;--blue-m:#2B7CB5;--sky:#4DA8D4;--blue-bg:#E5F0F8;--off:#F4F7F9;--w:#fff;--t:#1A2E3B;--tm:#3D5A6A;--tmute:#94A7B4;--se:'Segoe UI',Tahoma,Geneva,Verdana,sans-serif;--sa:'Segoe UI',Tahoma,Geneva,Verdana,sans-serif}
body{font-family:var(--sa);color:var(--t);background:var(--w);line-height:1.6;-webkit-font-smoothing:antialiased}
a{text-decoration:none;color:inherit}
.nav{position:fixed;top:0;left:0;right:0;z-index:20;padding:1rem 1.25rem;background:rgba(9,24,32,.96);backdrop-filter:blur(16px);box-shadow:0 1px 40px rgba(0,0,0,.2)}
.ni{max-width:1280px;margin:0 auto;display:flex;align-items:center;justify-content:space-between}
.nl{display:flex;align-items:center;gap:.65rem}
.brand-mark{width:36px;height:36px}
.nlt{font-weight:700;font-size:1.12rem;color:var(--w);letter-spacing:-.4px}
.nlt em{font-style:normal;color:var(--sky)}
.nk{display:flex;gap:1rem;align-items:center}
.nk a{color:rgba(255,255,255,.74);font-size:.95rem}
.nk a:hover,.nk .act{color:var(--w)}
.nc{background:var(--blue-m);color:var(--w)!important;padding:.68rem 1.25rem;border-radius:999px;font-weight:600}
.hero{padding:8rem 1.25rem 4.5rem;background:linear-gradient(170deg,var(--deep),var(--navy) 40%,var(--slate))}
.hero-in{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(300px,.95fr);gap:2rem;align-items:center}
.ey{display:inline-flex;align-items:center;gap:.5rem;padding:.45rem .95rem;border-radius:999px;background:rgba(77,168,212,.1);border:1px solid rgba(77,168,212,.22);color:var(--sky);font-size:.82rem;margin-bottom:1.35rem}
.hero h1{font-family:var(--se);font-size:clamp(2.35rem,5vw,4.35rem);line-height:1.06;color:var(--w);margin-bottom:1rem;letter-spacing:-1px}
.hero p{color:var(--tmute);font-size:1.08rem;line-height:1.8;max-width:62ch;margin-bottom:1.8rem}
.ha{display:flex;gap:1rem;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.45rem;padding:.95rem 1.8rem;border-radius:999px;font-weight:600;font-size:.96rem}
.bp{background:var(--blue-m);color:var(--w)}
.bs{border:1px solid rgba(255,255,255,.18);color:rgba(255,255,255,.88)}
.hero-card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);border-radius:28px;padding:1.9rem}
.hero-card h3{font-family:var(--se);font-size:1.45rem;color:var(--w);margin-bottom:.9rem}
.mini-list{display:grid;gap:.8rem}
.mini{padding:.9rem 1rem;border-radius:18px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.06)}
.mini strong{display:block;color:var(--w);font-size:.98rem;margin-bottom:.2rem}
.mini span{display:block;color:var(--tmute);font-size:.9rem;line-height:1.6}
.sec{padding:4.75rem 1.25rem}
.sec.alt{background:var(--off)}
.hd{max-width:840px;margin:0 auto 2.5rem;text-align:center}
.tg{color:var(--blue-m);font-size:.82rem;font-weight:700;letter-spacing:3px;text-transform:uppercase;margin-bottom:.8rem}
.hd h2{font-family:var(--se);font-size:clamp(2rem,3.5vw,3rem);line-height:1.14;margin-bottom:.9rem}
.hd p{color:var(--tm);font-size:1.02rem;line-height:1.75}
.grid{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.2rem;align-items:stretch}
.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}
.card{background:var(--w);border:1px solid rgba(12,36,52,.08);border-radius:24px;padding:1.7rem;box-shadow:0 14px 40px rgba(12,36,52,.05);display:flex;flex-direction:column;min-height:100%}
.icon{width:50px;height:50px;border-radius:14px;background:rgba(27,94,138,.08);display:flex;align-items:center;justify-content:center;margin-bottom:1rem;color:var(--blue-m);font-weight:700}
.card h3{font-size:1.18rem;margin-bottom:.55rem}
.card p,.card li{font-size:.95rem;color:var(--tm);line-height:1.72}
.card ul{padding-left:1.1rem}
.card li{margin:.35rem 0}
.card .sl{color:var(--blue-m);font-weight:700;display:inline-flex;margin-top:auto;padding-top:1rem}
.split{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:1.2rem;align-items:stretch}
.panel{background:var(--w);border:1px solid rgba(12,36,52,.08);border-radius:24px;padding:1.7rem;box-shadow:0 14px 40px rgba(12,36,52,.05)}
.panel h3{font-family:var(--se);font-size:1.35rem;margin-bottom:.7rem}
.panel p,.panel li{color:var(--tm);font-size:.98rem;line-height:1.75}
.panel ul{padding-left:1.15rem}
.note{max-width:980px;margin:0 auto;padding:1.3rem 1.4rem;border-radius:24px;background:var(--blue-bg);border:1px solid rgba(27,94,138,.12);color:var(--tm);font-size:1rem;line-height:1.75}
.note strong{color:var(--t)}
.faq{max-width:980px;margin:0 auto;display:grid;gap:1rem}
.faq details{background:var(--w);border:1px solid rgba(12,36,52,.08);border-radius:20px;padding:1.2rem 1.3rem;box-shadow:0 12px 32px rgba(12,36,52,.04)}
.faq summary{cursor:pointer;font-weight:700;color:var(--t)}
.faq p{color:var(--tm);font-size:.98rem;line-height:1.75;margin-top:.65rem}
.cta{padding:4rem 1.25rem;background:linear-gradient(165deg,var(--deep),var(--navy));text-align:center}
.cta-in{max-width:760px;margin:0 auto}
.cta h2{font-family:var(--se);font-size:clamp(2rem,3.4vw,3rem);color:var(--w);line-height:1.15;margin-bottom:.9rem}
.cta p{color:var(--tmute);font-size:1.02rem;line-height:1.75;margin-bottom:1.6rem}
.ft{background:var(--deep);padding:2.5rem 1.25rem 1.4rem}
.fti{max-width:1280px;margin:0 auto}
.ftg{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:1.8rem;margin-bottom:1.5rem}
.ftg p,.ftg a{color:var(--tmute);font-size:.9rem;line-height:1.7}
.ftg h4{color:rgba(255,255,255,.88);font-size:.82rem;letter-spacing:1.4px;text-transform:uppercase;margin-bottom:.8rem}
.ftl{border-top:1px solid rgba(255,255,255,.06);padding-top:1rem;color:rgba(255,255,255,.35);font-size:.8rem;line-height:1.8}
@media(max-width:980px){.hero-in,.split,.ftg{grid-template-columns:1fr}.grid,.grid.two{grid-template-columns:1fr 1fr}.nk{display:none}}
@media(max-width:680px){.grid,.grid.two{grid-template-columns:1fr}.ha{flex-direction:column}.btn{width:100%}}